Send money as easily as sending a message
CowryPay is an AI-powered crypto payment app built on Celo. Send money to a bank account abroad, Send Celo USDC to another chain, or check your balance — just type what you want.
Supported Currencies
NGN
KES
UGX
TZS
MWKNGNKESUGXTZSMWKSupported Chains for Cross-Chain Send
Optimism
Arbitrum
BNB Chain
Scroll
Linea
Base
Polygon
EthereumOptimismArbitrumBNB ChainScrollLineaBasePolygonEthereum10:23am
10:23am
10:24am
Live on Celo Mainnet
Features
Everything you need to pay anyone, anywhere
Send Money Abroad
Send USDC or USDT straight to a bank account or mobile money wallet in Nigeria, Kenya, and more.
Talk to Pay
Just type or make a voice record of what you want — "Send $50 to a bank account in Nigeria". No forms, no manual entry, no complexity.
Cross-Chain Send
Send Celo USDC or USDm to anyone, they receive USDC on Ethereum, Base, Arbitrum, and 8 more chains.
AI-Powered
An onchain AI agent, registered with Self Agent ID (ERC-8004), parses your intent and executes.
Always Confirm
No transaction ever executes without your explicit approval. You stay in control at every step.
Built on Celo
Sub-cent fees, instant finality, and native MiniPay support, built for everyday payments and remittances.
How it works
Four steps from zero to paid
Open Cowry
Works on MiniPay. Your wallet connects automatically, no signup needed.
Grant Cowry AI access
One-time approval lets the AI agent execute payments on your behalf.
Open Cowry
Works on MiniPay. Your wallet connects automatically, no signup needed.
Grant Cowry AI access
One-time approval lets the AI agent execute payments on your behalf.
Ready to try CowryPay?
Open CowryPay in MiniPay, grant Cowry AI access, and send your first payment in under a minute.
Get started, it's free →